Call reports 2011
PEOPLESTRUST BANK — 2011
What PEOPLESTRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,395,000 | 86,191,000 | 88,293,000 | 87,128,000 |
| Total loans | 44,350,000 | 44,011,000 | 45,294,000 | 45,171,000 |
| Allowance for loan losses | 684,000 | 668,000 | 578,000 | 695,000 |
| Securities available for sale | 20,772,000 | 25,261,000 | 29,662,000 | 31,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,360,000 | 77,750,000 | 79,349,000 | 78,304,000 |
| Interest-bearing deposits | 56,036,000 | 61,552,000 | 63,421,000 | 63,180,000 |
| Noninterest-bearing deposits | 9,324,000 | 16,198,000 | 15,928,000 | 15,124,000 |
| Equity capital | 7,405,000 | 7,743,000 | 8,059,000 | 8,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,562,000 | 2,393,000 | 3,216,000 |
| Interest expense | 207,000 | 403,000 | 593,000 | 765,000 |
| Net interest income | 544,000 | 1,159,000 | 1,800,000 | 2,451,000 |
| Noninterest income | 125,000 | 252,000 | 390,000 | 535,000 |
| Noninterest expense | 482,000 | 958,000 | 1,471,000 | 2,036,000 |
| Provision for loan losses | 45,000 | 87,000 | 290,000 | 454,000 |
| Pretax income | 149,000 | 373,000 | 436,000 | 506,000 |
| Income tax | 46,000 | 123,000 | 126,000 | 131,000 |
| Net income | 103,000 | 250,000 | 310,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,622,000 | 6,770,000 | 6,830,000 | 6,895,000 |
| Total capital | 7,292,000 | 7,438,000 | 7,408,000 | 7,590,000 |
| Risk-weighted assets | 53,585,000 | 55,546,000 | 56,483,000 | 55,677,000 |