Call reports 2010
PEOPLESTRUST BANK — 2010
What PEOPLESTRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,316,000 | 67,732,000 | 69,291,000 | 70,934,000 |
| Total loans | 41,462,000 | 40,927,000 | 43,652,000 | 43,991,000 |
| Allowance for loan losses | 635,000 | 640,000 | 632,000 | 726,000 |
| Securities available for sale | 12,794,000 | 14,629,000 | 16,806,000 | 17,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,531,000 | 59,829,000 | 61,176,000 | 63,155,000 |
| Interest-bearing deposits | 50,832,000 | 52,403,000 | 53,074,000 | 54,925,000 |
| Noninterest-bearing deposits | 7,699,000 | 7,426,000 | 8,102,000 | 8,230,000 |
| Equity capital | 7,191,000 | 7,324,000 | 7,400,000 | 7,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,475,000 | 2,198,000 | 2,953,000 |
| Interest expense | 214,000 | 431,000 | 651,000 | 869,000 |
| Net interest income | 529,000 | 1,044,000 | 1,547,000 | 2,084,000 |
| Noninterest income | 114,000 | 247,000 | 364,000 | 490,000 |
| Noninterest expense | 508,000 | 984,000 | 1,494,000 | 2,016,000 |
| Provision for loan losses | 0 | 17,000 | 105,000 | 195,000 |
| Pretax income | 135,000 | 290,000 | 312,000 | 363,000 |
| Income tax | 54,000 | 116,000 | 125,000 | 151,000 |
| Net income | 81,000 | 174,000 | 187,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,389,000 | 6,481,000 | 6,495,000 | 6,520,000 |
| Total capital | 7,024,000 | 7,121,000 | 7,127,000 | 7,178,000 |
| Risk-weighted assets | 50,550,000 | 50,634,000 | 52,574,000 | 52,536,000 |