Call reports 2009
PEOPLESTRUST BANK — 2009
What PEOPLESTRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,197,000 | 60,601,000 | 62,702,000 | 63,933,000 |
| Total loans | 38,587,000 | 40,649,000 | 42,893,000 | 44,029,000 |
| Allowance for loan losses | 528,000 | 544,000 | 639,000 | 632,000 |
| Securities available for sale | 11,094,000 | 11,930,000 | 11,886,000 | 11,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,517,000 | 52,591,000 | 54,441,000 | 56,307,000 |
| Interest-bearing deposits | 42,597,000 | 45,754,000 | 46,823,000 | 48,885,000 |
| Noninterest-bearing deposits | 6,920,000 | 6,837,000 | 7,618,000 | 7,422,000 |
| Equity capital | 7,038,000 | 7,046,000 | 7,121,000 | 7,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,443,000 | 2,191,000 | 2,936,000 |
| Interest expense | 271,000 | 543,000 | 800,000 | 1,033,000 |
| Net interest income | 441,000 | 900,000 | 1,391,000 | 1,903,000 |
| Noninterest income | 92,000 | 191,000 | 310,000 | 440,000 |
| Noninterest expense | 479,000 | 933,000 | 1,456,000 | 1,942,000 |
| Provision for loan losses | 45,000 | 70,000 | 199,000 | 363,000 |
| Pretax income | 23,000 | 103,000 | 110,000 | 126,000 |
| Income tax | 9,000 | 41,000 | 44,000 | 83,000 |
| Net income | 14,000 | 62,000 | 66,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,276,000 | 6,325,000 | 6,329,000 | 6,306,000 |
| Total capital | 6,804,000 | 6,869,000 | 6,965,000 | 6,938,000 |
| Risk-weighted assets | 45,924,000 | 47,020,000 | 50,077,000 | 51,443,000 |