Call reports 2008
PEOPLESTRUST BANK — 2008
What PEOPLESTRUST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 54,105,000 | 54,253,000 | 55,067,000 | 53,422,000 |
| Total loans | 33,155,000 | 33,494,000 | 32,623,000 | 35,221,000 |
| Allowance for loan losses | 451,000 | 444,000 | 436,000 | 490,000 |
| Securities available for sale | 11,644,000 | 12,515,000 | 12,383,000 | 12,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,438,000 | 47,200,000 | 47,536,000 | 43,383,000 |
| Interest-bearing deposits | 40,626,000 | 41,237,000 | 41,666,000 | 37,783,000 |
| Noninterest-bearing deposits | 5,812,000 | 5,963,000 | 5,870,000 | 5,600,000 |
| Equity capital | 6,898,000 | 6,768,000 | 6,958,000 | 6,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,562,000 | 2,319,000 | 3,043,000 |
| Interest expense | 403,000 | 758,000 | 1,090,000 | 1,366,000 |
| Net interest income | 400,000 | 804,000 | 1,229,000 | 1,677,000 |
| Noninterest income | 74,000 | 160,000 | 257,000 | 366,000 |
| Noninterest expense | 368,000 | 718,000 | 1,096,000 | 1,555,000 |
| Provision for loan losses | 14,000 | 16,000 | 22,000 | 88,000 |
| Pretax income | 92,000 | 230,000 | 368,000 | 400,000 |
| Income tax | 37,000 | 92,000 | 147,000 | 239,000 |
| Net income | 55,000 | 138,000 | 221,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,157,000 | 6,240,000 | 6,323,000 | 6,263,000 |
| Total capital | 6,608,000 | 6,684,000 | 6,759,000 | 6,753,000 |
| Risk-weighted assets | 39,883,000 | 40,121,000 | 40,181,000 | 42,137,000 |