Call reports 2007
PEOPLESTRUST BANK — 2007
What PEOPLESTRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,092,000 | 47,927,000 | 49,254,000 | 50,701,000 |
| Total loans | 28,479,000 | 29,160,000 | 30,294,000 | 32,423,000 |
| Allowance for loan losses | 397,000 | 427,000 | 450,000 | 489,000 |
| Securities available for sale | 7,800,000 | 8,271,000 | 9,369,000 | 10,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,467,000 | 41,394,000 | 42,444,000 | 43,734,000 |
| Interest-bearing deposits | 33,402,000 | 36,630,000 | 37,116,000 | 38,303,000 |
| Noninterest-bearing deposits | 5,065,000 | 4,764,000 | 5,328,000 | 5,431,000 |
| Equity capital | 6,407,000 | 6,377,000 | 6,530,000 | 6,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,512,000 | 2,327,000 | 3,142,000 |
| Interest expense | 354,000 | 728,000 | 1,130,000 | 1,536,000 |
| Net interest income | 382,000 | 784,000 | 1,197,000 | 1,606,000 |
| Noninterest income | 73,000 | 148,000 | 222,000 | 309,000 |
| Noninterest expense | 350,000 | 673,000 | 1,024,000 | 1,358,000 |
| Provision for loan losses | 27,000 | 72,000 | 102,000 | 140,000 |
| Pretax income | 78,000 | 187,000 | 293,000 | 417,000 |
| Income tax | 31,000 | 75,000 | 117,000 | 167,000 |
| Net income | 47,000 | 112,000 | 176,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,826,000 | 5,885,000 | 6,027,000 | 6,047,000 |
| Total capital | 6,223,000 | 6,312,000 | 6,477,000 | 6,536,000 |
| Risk-weighted assets | 34,786,000 | 35,909,000 | 36,847,000 | 38,819,000 |