Call reports 2006
PEOPLESTRUST BANK — 2006
What PEOPLESTRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,881,000 | 38,472,000 | 41,862,000 | 44,303,000 |
| Total loans | 23,824,000 | 24,623,000 | 26,364,000 | 26,817,000 |
| Allowance for loan losses | 321,000 | 329,000 | 346,000 | 375,000 |
| Securities available for sale | 6,237,000 | 6,102,000 | 7,332,000 | 7,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,301,000 | 31,919,000 | 35,402,000 | 37,830,000 |
| Interest-bearing deposits | 26,003,000 | 27,998,000 | 30,408,000 | 33,344,000 |
| Noninterest-bearing deposits | 4,298,000 | 3,921,000 | 4,994,000 | 4,486,000 |
| Equity capital | 6,145,000 | 6,159,000 | 6,269,000 | 6,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,143,000 | 1,815,000 | 2,526,000 |
| Interest expense | 220,000 | 476,000 | 783,000 | 1,119,000 |
| Net interest income | 321,000 | 667,000 | 1,032,000 | 1,407,000 |
| Noninterest income | 74,000 | 143,000 | 212,000 | 284,000 |
| Noninterest expense | 311,000 | 619,000 | 958,000 | 1,275,000 |
| Provision for loan losses | 32,000 | 54,000 | 78,000 | 116,000 |
| Pretax income | 52,000 | 137,000 | 208,000 | 300,000 |
| Income tax | 21,000 | 55,000 | 83,000 | 120,000 |
| Net income | 31,000 | 82,000 | 125,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,465,000 | 5,531,000 | 5,637,000 | 5,739,000 |
| Total capital | 5,786,000 | 5,860,000 | 5,983,000 | 6,114,000 |
| Risk-weighted assets | 28,812,000 | 29,688,000 | 32,393,000 | 33,458,000 |