Call reports 2004
PEOPLESTRUST BANK — 2004
What PEOPLESTRUST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 18,337,000 | 21,438,000 |
| Total loans | 7,874,000 | 11,229,000 |
| Allowance for loan losses | 109,000 | 155,000 |
| Securities available for sale | 4,489,000 | 4,230,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 11,986,000 | 14,843,000 |
| Interest-bearing deposits | 10,585,000 | 12,503,000 |
| Noninterest-bearing deposits | 1,401,000 | 2,340,000 |
| Equity capital | 6,312,000 | 6,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 82,000 | 280,000 |
| Interest expense | 35,000 | 103,000 |
| Net interest income | 47,000 | 177,000 |
| Noninterest income | 14,000 | 42,000 |
| Noninterest expense | 176,000 | 476,000 |
| Provision for loan losses | 75,000 | 124,000 |
| Pretax income | -190,000 | -381,000 |
| Income tax | 0 | -158,000 |
| Net income | -190,000 | -223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 5,828,000 | 5,627,000 |
| Total capital | 5,937,000 | 5,782,000 |
| Risk-weighted assets | 11,068,000 | 15,972,000 |