Call reports 2001
JOHNSON BANK HAYWARD — 2001
What JOHNSON BANK HAYWARD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,722,000 | 97,504,000 | 104,391,000 | 110,412,000 |
| Total loans | 69,616,000 | 71,046,000 | 76,860,000 | 82,776,000 |
| Allowance for loan losses | 886,000 | 924,000 | 955,000 | 1,208,000 |
| Securities available for sale | 13,333,000 | 14,780,000 | 18,402,000 | 17,521,000 |
| Securities held to maturity | 5,149,000 | 4,149,000 | 3,513,000 | 3,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,603,000 | 82,995,000 | 86,885,000 | 90,196,000 |
| Interest-bearing deposits | 73,328,000 | 72,484,000 | 75,639,000 | 77,745,000 |
| Noninterest-bearing deposits | 9,275,000 | 10,511,000 | 11,246,000 | 12,451,000 |
| Equity capital | 5,901,000 | 6,023,000 | 6,403,000 | 6,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,654,000 | 5,574,000 | 7,488,000 |
| Interest expense | 1,090,000 | 2,151,000 | 3,177,000 | 4,066,000 |
| Net interest income | 746,000 | 1,503,000 | 2,397,000 | 3,422,000 |
| Noninterest income | 247,000 | 693,000 | 1,112,000 | 1,609,000 |
| Noninterest expense | 849,000 | 1,879,000 | 2,833,000 | 4,150,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 370,000 |
| Pretax income | 115,000 | 258,000 | 587,000 | 512,000 |
| Income tax | 9,000 | 30,000 | 126,000 | 61,000 |
| Net income | 106,000 | 228,000 | 461,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,716,000 | 5,838,000 | 6,071,000 | 6,061,000 |
| Total capital | 8,092,000 | 8,230,000 | 8,526,000 | 8,571,000 |
| Risk-weighted assets | 70,069,000 | 71,411,000 | 77,969,000 | 80,587,000 |