Call reports 2025
BANK — 2025
What BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 161,202,000 | 164,168,000 | 201,501,000 | 209,440,000 |
| Total loans | 130,036,000 | 126,691,000 | 133,207,000 | 136,516,000 |
| Allowance for loan losses | 2,043,000 | 2,090,000 | 2,181,000 | 1,980,000 |
| Securities available for sale | 0 | 0 | 15,852,000 | 15,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,165,000 | 143,342,000 | 175,144,000 | 183,531,000 |
| Interest-bearing deposits | 110,860,000 | 117,404,000 | 142,846,000 | 149,949,000 |
| Noninterest-bearing deposits | 25,305,000 | 25,938,000 | 32,298,000 | 33,582,000 |
| Equity capital | 16,636,000 | 16,323,000 | 19,915,000 | 20,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,387,000 | 7,013,000 | 9,824,000 |
| Interest expense | 909,000 | 1,951,000 | 3,007,000 | 4,134,000 |
| Net interest income | 1,253,000 | 2,436,000 | 4,006,000 | 5,690,000 |
| Noninterest income | 273,000 | 551,000 | 846,000 | 1,125,000 |
| Noninterest expense | 1,251,000 | 2,461,000 | 3,919,000 | 5,610,000 |
| Provision for loan losses | 47,000 | 93,000 | 185,000 | 46,000 |
| Pretax income | 225,000 | 433,000 | 895,000 | 1,258,000 |
| Income tax | 13,000 | 12,000 | 332,000 | 374,000 |
| Net income | 212,000 | 421,000 | 563,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,636,000 | 16,323,000 | 17,477,000 | 17,820,000 |
| Total capital | — | — | 19,355,000 | 19,862,000 |
| Risk-weighted assets | — | — | 149,956,000 | 177,172,000 |