Call reports 2024
BANK — 2024
What BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 138,653,000 | 138,098,000 | 140,364,000 | 148,244,000 |
| Total loans | 120,867,000 | 124,174,000 | 128,058,000 | 130,611,000 |
| Allowance for loan losses | 1,874,000 | 1,916,000 | 1,963,000 | 2,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,724,000 | 110,328,000 | 115,614,000 | 127,288,000 |
| Interest-bearing deposits | 87,805,000 | 83,709,000 | 90,823,000 | 101,974,000 |
| Noninterest-bearing deposits | 25,919,000 | 26,619,000 | 24,791,000 | 25,314,000 |
| Equity capital | 16,058,000 | 15,879,000 | 16,192,000 | 16,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,802,000 | 3,700,000 | 5,666,000 | 7,737,000 |
| Interest expense | 661,000 | 1,342,000 | 2,115,000 | 2,961,000 |
| Net interest income | 1,141,000 | 2,358,000 | 3,551,000 | 4,776,000 |
| Noninterest income | 280,000 | 507,000 | 868,000 | 1,173,000 |
| Noninterest expense | 1,240,000 | 2,379,000 | 3,575,000 | 4,825,000 |
| Provision for loan losses | 40,000 | 87,000 | 134,000 | 180,000 |
| Pretax income | 135,000 | 397,000 | 716,000 | 954,000 |
| Income tax | 3,000 | 12,000 | 18,000 | 24,000 |
| Net income | 132,000 | 385,000 | 698,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,058,000 | 15,879,000 | 16,192,000 | 16,424,000 |