Call reports 2023
BANK — 2023
What BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 120,977,000 | 128,351,000 | 125,848,000 | 131,800,000 |
| Total loans | 96,230,000 | 99,223,000 | 104,872,000 | 116,137,000 |
| Allowance for loan losses | 1,749,000 | 1,764,000 | 1,789,000 | 1,833,000 |
| Securities available for sale | 3,971,000 | 995,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,518,000 | 103,627,000 | 101,595,000 | 107,019,000 |
| Interest-bearing deposits | 66,242,000 | 74,948,000 | 75,750,000 | 81,798,000 |
| Noninterest-bearing deposits | 30,276,000 | 28,679,000 | 25,845,000 | 25,221,000 |
| Equity capital | 15,708,000 | 15,556,000 | 15,738,000 | 15,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,691,000 | 4,257,000 | 5,918,000 |
| Interest expense | 242,000 | 632,000 | 1,093,000 | 1,602,000 |
| Net interest income | 1,032,000 | 2,059,000 | 3,164,000 | 4,316,000 |
| Noninterest income | 191,000 | 387,000 | 582,000 | 778,000 |
| Noninterest expense | 1,100,000 | 2,192,000 | 3,300,000 | 4,448,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 100,000 |
| Pretax income | 129,000 | 255,000 | 431,000 | 621,000 |
| Income tax | 5,000 | 0 | -3,000 | -2,000 |
| Net income | 124,000 | 255,000 | 434,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,728,000 | 15,559,000 | 15,738,000 | 15,926,000 |