Call reports 2022
BANK — 2022
What BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,568,000 | 114,189,000 | 109,632,000 | 115,303,000 |
| Total loans | 76,835,000 | 81,917,000 | 85,083,000 | 92,508,000 |
| Allowance for loan losses | 1,427,000 | 1,442,000 | 1,416,000 | 1,434,000 |
| Securities available for sale | 1,004,000 | 3,964,000 | 4,923,000 | 4,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,202,000 | 90,389,000 | 85,587,000 | 85,048,000 |
| Interest-bearing deposits | 59,185,000 | 56,813,000 | 55,500,000 | 55,478,000 |
| Noninterest-bearing deposits | 27,017,000 | 33,576,000 | 30,087,000 | 29,570,000 |
| Equity capital | 15,736,000 | 15,086,000 | 15,757,000 | 15,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,902,000 | 2,996,000 | 4,167,000 |
| Interest expense | 118,000 | 233,000 | 350,000 | 470,000 |
| Net interest income | 799,000 | 1,669,000 | 2,646,000 | 3,697,000 |
| Noninterest income | 774,000 | 1,174,000 | 2,018,000 | 2,219,000 |
| Noninterest expense | 1,091,000 | 2,206,000 | 3,280,000 | 4,416,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 453,000 | 581,000 | 1,313,000 | 1,425,000 |
| Income tax | 24,000 | 32,000 | 62,000 | 82,000 |
| Net income | 429,000 | 549,000 | 1,251,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,740,000 | 15,109,000 | 15,811,000 | 15,904,000 |