Call reports 2021
BANK — 2021
What BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 110,444,000 | 113,048,000 | 108,453,000 | 110,546,000 |
| Total loans | 77,798,000 | 78,113,000 | 75,147,000 | 74,282,000 |
| Allowance for loan losses | 1,281,000 | 1,326,000 | 1,369,000 | 1,414,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,032,000 | 89,509,000 | 84,612,000 | 86,544,000 |
| Interest-bearing deposits | 60,827,000 | 61,618,000 | 59,649,000 | 58,438,000 |
| Noninterest-bearing deposits | 26,205,000 | 27,891,000 | 24,963,000 | 28,106,000 |
| Equity capital | 14,593,000 | 14,589,000 | 14,985,000 | 15,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,019,000 | 3,154,000 | 4,091,000 |
| Interest expense | 150,000 | 291,000 | 429,000 | 555,000 |
| Net interest income | 880,000 | 1,728,000 | 2,725,000 | 3,536,000 |
| Noninterest income | 1,145,000 | 1,766,000 | 2,214,000 | 2,843,000 |
| Noninterest expense | 1,032,000 | 2,035,000 | 3,031,000 | 4,093,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 973,000 | 1,393,000 | 1,809,000 | 2,156,000 |
| Income tax | 46,000 | 70,000 | 90,000 | 111,000 |
| Net income | 927,000 | 1,323,000 | 1,719,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,593,000 | 14,589,000 | 14,985,000 | 15,311,000 |