Call reports 2020
BANK — 2020
What BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 98,831,000 | 107,198,000 | 100,364,000 | 104,366,000 |
| Total loans | 78,191,000 | 81,831,000 | 78,105,000 | 77,913,000 |
| Allowance for loan losses | 1,027,000 | 1,072,000 | 1,117,000 | 1,164,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,981,000 | 83,351,000 | 78,540,000 | 81,780,000 |
| Interest-bearing deposits | 58,740,000 | 61,369,000 | 57,358,000 | 58,292,000 |
| Noninterest-bearing deposits | 19,241,000 | 21,982,000 | 21,182,000 | 23,488,000 |
| Equity capital | 12,101,000 | 12,485,000 | 13,072,000 | 13,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,210,000 | 3,269,000 | 4,337,000 |
| Interest expense | 228,000 | 452,000 | 658,000 | 835,000 |
| Net interest income | 876,000 | 1,758,000 | 2,611,000 | 3,502,000 |
| Noninterest income | 280,000 | 799,000 | 1,758,000 | 2,806,000 |
| Noninterest expense | 916,000 | 1,876,000 | 2,911,000 | 4,187,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 167,000 | 571,000 | 1,302,000 | 1,932,000 |
| Income tax | 14,000 | 35,000 | 69,000 | 105,000 |
| Net income | 153,000 | 536,000 | 1,233,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,101,000 | 12,485,000 | 13,072,000 | 13,666,000 |
| Total capital | 13,088,000 | 13,513,000 | — | — |
| Risk-weighted assets | 78,966,000 | 82,256,000 | — | — |