Call reports 2019
BANK — 2019
What BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,713,000 | 92,956,000 | 92,720,000 | 97,383,000 |
| Total loans | 74,628,000 | 75,767,000 | 78,982,000 | 78,315,000 |
| Allowance for loan losses | 985,000 | 1,006,000 | 1,050,000 | 982,000 |
| Securities available for sale | 5,000 | 5,000 | 5,000 | 0 |
| Securities held to maturity | 255,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,600,000 | 74,279,000 | 71,851,000 | 76,733,000 |
| Interest-bearing deposits | 48,675,000 | 49,923,000 | 49,743,000 | 57,533,000 |
| Noninterest-bearing deposits | 24,925,000 | 24,356,000 | 22,108,000 | 19,200,000 |
| Equity capital | 11,800,000 | 11,858,000 | 11,751,000 | 11,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,100,000 | 3,228,000 | 4,335,000 |
| Interest expense | 191,000 | 413,000 | 646,000 | 884,000 |
| Net interest income | 851,000 | 1,687,000 | 2,582,000 | 3,451,000 |
| Noninterest income | 203,000 | 439,000 | 695,000 | 972,000 |
| Noninterest expense | 911,000 | 1,870,000 | 2,827,000 | 3,793,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 98,000 | 166,000 | 315,000 | 472,000 |
| Income tax | 5,000 | 15,000 | 24,000 | 35,000 |
| Net income | 93,000 | 151,000 | 291,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,800,000 | 11,858,000 | 11,751,000 | 11,949,000 |
| Total capital | 12,756,000 | 12,828,000 | 12,755,000 | 12,931,000 |
| Risk-weighted assets | 76,467,000 | 77,609,000 | 80,350,000 | 81,808,000 |