Call reports 2018
BANK — 2018
What BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,273,000 | 90,185,000 | 88,974,000 | 90,214,000 |
| Total loans | 75,719,000 | 74,713,000 | 74,839,000 | 72,762,000 |
| Allowance for loan losses | 1,038,000 | 1,056,000 | 910,000 | 962,000 |
| Securities available for sale | 5,000 | 5,000 | 5,000 | 5,000 |
| Securities held to maturity | 505,000 | 505,000 | 255,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,203,000 | 74,241,000 | 73,076,000 | 74,158,000 |
| Interest-bearing deposits | 58,974,000 | 46,776,000 | 57,148,000 | 57,784,000 |
| Noninterest-bearing deposits | 16,229,000 | 27,465,000 | 15,928,000 | 16,374,000 |
| Equity capital | 10,852,000 | 11,649,000 | 11,658,000 | 11,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,970,000 | 3,006,000 | 4,046,000 |
| Interest expense | 173,000 | 336,000 | 504,000 | 700,000 |
| Net interest income | 768,000 | 1,634,000 | 2,502,000 | 3,346,000 |
| Noninterest income | 192,000 | 1,246,000 | 1,446,000 | 1,659,000 |
| Noninterest expense | 881,000 | 1,837,000 | 2,759,000 | 3,719,000 |
| Provision for loan losses | 136,000 | 256,000 | 302,000 | 346,000 |
| Pretax income | -57,000 | 787,000 | 887,000 | 940,000 |
| Income tax | -1,000 | 46,000 | 52,000 | 56,000 |
| Net income | -56,000 | 741,000 | 835,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,852,000 | 11,649,000 | 11,658,000 | 11,707,000 |
| Total capital | 11,832,000 | 12,609,000 | 12,568,000 | 12,640,000 |
| Risk-weighted assets | 78,384,000 | 76,714,000 | 77,821,000 | 74,624,000 |