Call reports 2016
BANK — 2016
What BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,371,000 | 71,699,000 | 78,690,000 | 81,058,000 |
| Total loans | 56,630,000 | 60,786,000 | 68,268,000 | 69,519,000 |
| Allowance for loan losses | 846,000 | 837,000 | 849,000 | 907,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 736,000 | 735,000 | 735,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,302,000 | 53,429,000 | 60,087,000 | 62,681,000 |
| Interest-bearing deposits | 40,942,000 | 42,053,000 | 48,003,000 | 50,825,000 |
| Noninterest-bearing deposits | 13,360,000 | 11,376,000 | 12,084,000 | 11,856,000 |
| Equity capital | 10,540,000 | 10,656,000 | 10,778,000 | 10,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,390,000 | 2,071,000 | 2,846,000 |
| Interest expense | 87,000 | 171,000 | 259,000 | 347,000 |
| Net interest income | 583,000 | 1,219,000 | 1,812,000 | 2,499,000 |
| Noninterest income | 220,000 | 520,000 | 892,000 | 1,219,000 |
| Noninterest expense | 834,000 | 1,647,000 | 2,473,000 | 3,298,000 |
| Provision for loan losses | 0 | 8,000 | 20,000 | 58,000 |
| Pretax income | -31,000 | 84,000 | 211,000 | 362,000 |
| Income tax | 1,000 | 1,000 | 6,000 | 6,000 |
| Net income | -32,000 | 83,000 | 205,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,540,000 | 10,656,000 | 10,778,000 | 10,928,000 |
| Total capital | 11,271,000 | 11,424,000 | 11,627,000 | 11,825,000 |
| Risk-weighted assets | 58,413,000 | 61,444,000 | 69,763,000 | 71,773,000 |