Call reports 2015
BANK — 2015
What BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,123,000 | 73,457,000 | 70,782,000 | 69,479,000 |
| Total loans | 53,971,000 | 56,448,000 | 58,755,000 | 57,262,000 |
| Allowance for loan losses | 848,000 | 848,000 | 849,000 | 849,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 738,000 | 735,000 | 738,000 | 738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,845,000 | 57,445,000 | 55,191,000 | 53,751,000 |
| Interest-bearing deposits | 46,064,000 | 43,364,000 | 41,939,000 | 40,949,000 |
| Noninterest-bearing deposits | 13,781,000 | 14,081,000 | 13,252,000 | 12,802,000 |
| Equity capital | 10,699,000 | 10,424,000 | 10,458,000 | 10,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,391,000 | 2,073,000 | 2,770,000 |
| Interest expense | 138,000 | 271,000 | 402,000 | 504,000 |
| Net interest income | 588,000 | 1,120,000 | 1,671,000 | 2,266,000 |
| Noninterest income | 139,000 | 329,000 | 501,000 | 706,000 |
| Noninterest expense | 779,000 | 1,596,000 | 2,285,000 | 2,970,000 |
| Provision for loan losses | -125,000 | -125,000 | -125,000 | -125,000 |
| Pretax income | 73,000 | -22,000 | 12,000 | 127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | -22,000 | 12,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,699,000 | 10,424,000 | 10,458,000 | 10,573,000 |
| Total capital | 11,364,000 | 11,127,000 | 11,191,000 | 11,302,000 |
| Risk-weighted assets | 53,055,000 | 56,153,000 | 58,551,000 | 58,231,000 |