Call reports 2014
BANK — 2014
What BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,276,000 | 81,550,000 | 80,816,000 | 80,072,000 |
| Total loans | 64,411,000 | 65,399,000 | 67,773,000 | 60,462,000 |
| Allowance for loan losses | 941,000 | 955,000 | 961,000 | 973,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 738,000 | 738,000 | 738,000 | 736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,990,000 | 65,358,000 | 64,521,000 | 63,759,000 |
| Interest-bearing deposits | 49,783,000 | 49,982,000 | 50,332,000 | 47,916,000 |
| Noninterest-bearing deposits | 15,207,000 | 15,376,000 | 14,189,000 | 15,843,000 |
| Equity capital | 10,636,000 | 10,511,000 | 10,627,000 | 10,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,613,000 | 2,437,000 | 3,266,000 |
| Interest expense | 152,000 | 310,000 | 457,000 | 604,000 |
| Net interest income | 640,000 | 1,303,000 | 1,980,000 | 2,662,000 |
| Noninterest income | 636,000 | 781,000 | 854,000 | 1,011,000 |
| Noninterest expense | 768,000 | 1,426,000 | 1,993,000 | 2,718,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 496,000 | 634,000 | 805,000 | 907,000 |
| Income tax | 8,000 | 18,000 | 22,000 | 22,000 |
| Net income | 488,000 | 616,000 | 783,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,587,000 | 10,459,000 | 10,574,000 | 10,624,000 |
| Total capital | 11,420,000 | 11,293,000 | 11,398,000 | 11,370,000 |
| Risk-weighted assets | 67,444,000 | 66,917,000 | 68,880,000 | 59,791,000 |