Call reports 2013
BANK — 2013
What BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,845,000 | 79,754,000 | 79,567,000 | 80,842,000 |
| Total loans | 54,288,000 | 56,813,000 | 59,492,000 | 64,022,000 |
| Allowance for loan losses | 816,000 | 790,000 | 909,000 | 925,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 738,000 | 738,000 | 737,000 | 737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,227,000 | 64,109,000 | 63,732,000 | 65,060,000 |
| Interest-bearing deposits | 55,046,000 | 50,360,000 | 49,504,000 | 50,037,000 |
| Noninterest-bearing deposits | 13,182,000 | 13,749,000 | 14,228,000 | 15,024,000 |
| Equity capital | 10,049,000 | 10,057,000 | 10,119,000 | 10,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,482,000 | 2,245,000 | 3,051,000 |
| Interest expense | 173,000 | 343,000 | 501,000 | 660,000 |
| Net interest income | 559,000 | 1,139,000 | 1,744,000 | 2,391,000 |
| Noninterest income | 300,000 | 551,000 | 737,000 | 874,000 |
| Noninterest expense | 638,000 | 1,253,000 | 1,902,000 | 2,516,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 209,000 | 413,000 | 543,000 | 701,000 |
| Income tax | 10,000 | 20,000 | 27,000 | 35,000 |
| Net income | 199,000 | 393,000 | 516,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,049,000 | 10,057,000 | 10,119,000 | 10,148,000 |
| Total capital | 10,769,000 | 10,761,000 | 10,860,000 | 10,953,000 |
| Risk-weighted assets | 57,790,000 | 56,652,000 | 60,164,000 | 65,329,000 |