Call reports 2012
BANK — 2012
What BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,638,000 | 78,997,000 | 78,750,000 | 81,288,000 |
| Total loans | 54,729,000 | 53,875,000 | 52,982,000 | 54,369,000 |
| Allowance for loan losses | 954,000 | 948,000 | 819,000 | 835,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 805,000 | 738,000 | 737,000 | 737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,377,000 | 63,629,000 | 63,216,000 | 65,388,000 |
| Interest-bearing deposits | 51,745,000 | 51,992,000 | 52,189,000 | 52,048,000 |
| Noninterest-bearing deposits | 10,633,000 | 11,636,000 | 11,027,000 | 13,339,000 |
| Equity capital | 9,565,000 | 9,774,000 | 9,959,000 | 9,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,557,000 | 2,315,000 | 3,067,000 |
| Interest expense | 197,000 | 391,000 | 586,000 | 774,000 |
| Net interest income | 610,000 | 1,166,000 | 1,729,000 | 2,293,000 |
| Noninterest income | 153,000 | 386,000 | 619,000 | 997,000 |
| Noninterest expense | 550,000 | 1,118,000 | 1,707,000 | 2,338,000 |
| Provision for loan losses | 8,000 | 20,000 | 32,000 | 44,000 |
| Pretax income | 205,000 | 414,000 | 609,000 | 908,000 |
| Income tax | 6,000 | 6,000 | 16,000 | 23,000 |
| Net income | 199,000 | 408,000 | 593,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,565,000 | 9,774,000 | 9,959,000 | 9,899,000 |
| Total capital | 10,293,000 | 10,519,000 | 10,664,000 | 10,609,000 |
| Risk-weighted assets | 59,056,000 | 58,931,000 | 56,710,000 | 57,029,000 |