Call reports 2011
BANK — 2011
What BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 79,619,000 | 79,219,000 | 76,816,000 | 75,572,000 |
| Total loans | 55,773,000 | 55,718,000 | 56,042,000 | 57,047,000 |
| Allowance for loan losses | 1,012,000 | 1,094,000 | 1,089,000 | 945,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 66,000 | 804,000 | 805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,982,000 | 64,753,000 | 62,059,000 | 60,591,000 |
| Interest-bearing deposits | 55,361,000 | 54,819,000 | 51,542,000 | 51,153,000 |
| Noninterest-bearing deposits | 9,621,000 | 9,934,000 | 10,517,000 | 9,438,000 |
| Equity capital | 9,014,000 | 8,846,000 | 9,155,000 | 9,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,568,000 | 2,360,000 | 3,177,000 |
| Interest expense | 263,000 | 509,000 | 744,000 | 962,000 |
| Net interest income | 528,000 | 1,059,000 | 1,616,000 | 2,215,000 |
| Noninterest income | 147,000 | 104,000 | 249,000 | 466,000 |
| Noninterest expense | 573,000 | 1,140,000 | 1,534,000 | 2,069,000 |
| Provision for loan losses | 185,000 | 267,000 | 267,000 | 337,000 |
| Pretax income | -83,000 | -244,000 | 64,000 | 275,000 |
| Income tax | 13,000 | 19,000 | 19,000 | 19,000 |
| Net income | -96,000 | -263,000 | 45,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,014,000 | 8,846,000 | 9,155,000 | 9,366,000 |
| Total capital | 9,740,000 | 9,560,000 | 9,901,000 | 10,118,000 |
| Risk-weighted assets | 58,763,000 | 57,683,000 | 60,212,000 | 60,785,000 |