Call reports 2010
BANK — 2010
What BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 77,328,000 | 77,553,000 | 77,622,000 | 80,761,000 |
| Total loans | 66,614,000 | 62,598,000 | 62,121,000 | 57,783,000 |
| Allowance for loan losses | 1,312,000 | 1,169,000 | 1,275,000 | 1,556,000 |
| Securities available for sale | 2,950,000 | 350,000 | 2,498,000 | 2,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,669,000 | 59,706,000 | 62,759,000 | 65,978,000 |
| Interest-bearing deposits | 50,496,000 | 51,265,000 | 54,228,000 | 55,382,000 |
| Noninterest-bearing deposits | 11,173,000 | 8,441,000 | 8,532,000 | 10,596,000 |
| Equity capital | 7,015,000 | 9,151,000 | 9,198,000 | 9,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,886,000 | 2,755,000 | 3,566,000 |
| Interest expense | 312,000 | 624,000 | 932,000 | 1,222,000 |
| Net interest income | 630,000 | 1,262,000 | 1,823,000 | 2,344,000 |
| Noninterest income | 105,000 | 223,000 | 407,000 | 701,000 |
| Noninterest expense | 531,000 | 1,113,000 | 1,705,000 | 2,337,000 |
| Provision for loan losses | 26,000 | 52,000 | 158,000 | 438,000 |
| Pretax income | 178,000 | 320,000 | 367,000 | 270,000 |
| Income tax | 9,000 | 15,000 | 15,000 | 6,000 |
| Net income | 169,000 | 305,000 | 352,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,015,000 | 9,151,000 | 9,198,000 | 9,110,000 |
| Total capital | 7,836,000 | 9,958,000 | 10,004,000 | 9,860,000 |
| Risk-weighted assets | 65,262,000 | 64,610,000 | 64,016,000 | 60,068,000 |