Call reports 2009
BANK — 2009
What BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 69,840,000 | 70,998,000 | 72,528,000 | 73,016,000 |
| Total loans | 60,131,000 | 60,434,000 | 64,316,000 | 66,422,000 |
| Allowance for loan losses | 417,000 | 1,001,000 | 1,188,000 | 1,239,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,960,000 | 56,852,000 | 56,660,000 | 57,510,000 |
| Interest-bearing deposits | 45,801,000 | 47,571,000 | 47,728,000 | 47,289,000 |
| Noninterest-bearing deposits | 9,160,000 | 9,282,000 | 8,932,000 | 10,221,000 |
| Equity capital | 6,219,000 | 5,457,000 | 7,209,000 | 6,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,820,000 | 2,747,000 | 3,676,000 |
| Interest expense | 369,000 | 703,000 | 1,031,000 | 1,355,000 |
| Net interest income | 574,000 | 1,117,000 | 1,716,000 | 2,321,000 |
| Noninterest income | 153,000 | 301,000 | 405,000 | 508,000 |
| Noninterest expense | 534,000 | 1,069,000 | 1,722,000 | 2,286,000 |
| Provision for loan losses | 148,000 | 930,000 | 1,233,000 | 1,571,000 |
| Pretax income | 45,000 | -581,000 | -834,000 | -1,028,000 |
| Income tax | 7,000 | 18,000 | 13,000 | -9,000 |
| Net income | 38,000 | -599,000 | -847,000 | -1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,219,000 | 5,457,000 | 7,209,000 | 6,846,000 |
| Total capital | 6,636,000 | 6,231,000 | 8,011,000 | 7,667,000 |
| Risk-weighted assets | 62,034,000 | 61,675,000 | 64,253,000 | 64,760,000 |