Call reports 2006
BANK — 2006
What BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,541,000 | 39,621,000 | 41,021,000 | 44,369,000 |
| Total loans | 34,922,000 | 35,603,000 | 37,956,000 | 38,638,000 |
| Allowance for loan losses | 183,000 | 214,000 | 254,000 | 255,000 |
| Securities available for sale | 2,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,732,000 | 31,606,000 | 32,592,000 | 31,735,000 |
| Interest-bearing deposits | 25,312,000 | 26,090,000 | 27,173,000 | 24,948,000 |
| Noninterest-bearing deposits | 6,420,000 | 5,516,000 | 5,419,000 | 6,787,000 |
| Equity capital | 3,274,000 | 3,370,000 | 3,482,000 | 3,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,235,000 | 1,901,000 | 2,653,000 |
| Interest expense | 182,000 | 388,000 | 614,000 | 901,000 |
| Net interest income | 424,000 | 847,000 | 1,287,000 | 1,752,000 |
| Noninterest income | 67,000 | 123,000 | 200,000 | 279,000 |
| Noninterest expense | 294,000 | 586,000 | 899,000 | 1,221,000 |
| Provision for loan losses | 15,000 | 45,000 | 82,000 | 85,000 |
| Pretax income | 182,000 | 339,000 | 506,000 | 725,000 |
| Income tax | 62,000 | 123,000 | 178,000 | 257,000 |
| Net income | 120,000 | 216,000 | 328,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,274,000 | 3,370,000 | 3,482,000 | 3,622,000 |
| Total capital | 3,457,000 | 3,584,000 | 3,736,000 | 3,877,000 |
| Risk-weighted assets | 32,888,000 | 32,939,000 | 35,301,000 | 37,760,000 |