Call reports 2005
BANK — 2005
What BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,329,000 | 35,651,000 | 38,363,000 | 37,480,000 |
| Total loans | 30,453,000 | 31,452,000 | 33,977,000 | 33,687,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 168,000 |
| Securities available for sale | 994,000 | 998,000 | 999,000 | 2,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,343,000 | 31,606,000 | 29,215,000 | 30,296,000 |
| Interest-bearing deposits | 24,093,000 | 25,166,000 | 23,098,000 | 23,868,000 |
| Noninterest-bearing deposits | 6,250,000 | 6,440,000 | 6,117,000 | 6,428,000 |
| Equity capital | 2,797,000 | 2,920,000 | 3,036,000 | 3,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,021,000 | 1,574,000 | 2,159,000 |
| Interest expense | 99,000 | 205,000 | 344,000 | 505,000 |
| Net interest income | 400,000 | 816,000 | 1,230,000 | 1,654,000 |
| Noninterest income | 70,000 | 131,000 | 197,000 | 241,000 |
| Noninterest expense | 301,000 | 587,000 | 886,000 | 1,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 360,000 | 541,000 | 723,000 |
| Income tax | 61,000 | 131,000 | 196,000 | 263,000 |
| Net income | 108,000 | 229,000 | 345,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,802,000 | 2,923,000 | 3,039,000 | 3,154,000 |
| Total capital | 2,975,000 | 3,096,000 | 3,212,000 | 3,322,000 |
| Risk-weighted assets | 29,079,000 | 29,580,000 | 30,833,000 | 31,465,000 |