Call reports 2004
BANK — 2004
What BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,353,000 | 32,529,000 | 33,230,000 | 33,470,000 |
| Total loans | 26,946,000 | 27,422,000 | 29,321,000 | 28,864,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 1,506,000 | 1,485,000 | 1,502,000 | 1,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,820,000 | 28,956,000 | 27,643,000 | 29,603,000 |
| Interest-bearing deposits | 23,617,000 | 24,026,000 | 22,798,000 | 23,289,000 |
| Noninterest-bearing deposits | 5,203,000 | 4,930,000 | 4,845,000 | 6,314,000 |
| Equity capital | 2,390,000 | 2,425,000 | 2,584,000 | 2,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 935,000 | 1,422,000 | 1,921,000 |
| Interest expense | 119,000 | 225,000 | 326,000 | 430,000 |
| Net interest income | 344,000 | 710,000 | 1,096,000 | 1,491,000 |
| Noninterest income | 60,000 | 132,000 | 197,000 | 253,000 |
| Noninterest expense | 278,000 | 555,000 | 847,000 | 1,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 287,000 | 446,000 | 605,000 |
| Income tax | 47,000 | 110,000 | 171,000 | 220,000 |
| Net income | 79,000 | 177,000 | 275,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,389,000 | 2,437,000 | 2,585,000 | 2,695,000 |
| Total capital | 2,562,000 | 2,610,000 | 2,758,000 | 2,868,000 |
| Risk-weighted assets | 25,503,000 | 25,849,000 | 27,198,000 | 27,744,000 |