Call reports 2003
BANK — 2003
What BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,187,000 | 32,223,000 | 32,042,000 | 32,814,000 |
| Total loans | 25,140,000 | 24,016,000 | 24,528,000 | 25,171,000 |
| Allowance for loan losses | 174,000 | 174,000 | 174,000 | 174,000 |
| Securities available for sale | 9,000 | 9,000 | 5,000 | 1,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,781,000 | 27,747,000 | 27,539,000 | 28,768,000 |
| Interest-bearing deposits | 21,224,000 | 22,923,000 | 22,839,000 | 23,026,000 |
| Noninterest-bearing deposits | 5,557,000 | 4,824,000 | 4,700,000 | 5,742,000 |
| Equity capital | 2,279,000 | 2,322,000 | 2,353,000 | 2,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 898,000 | 1,342,000 | 1,792,000 |
| Interest expense | 154,000 | 304,000 | 445,000 | 572,000 |
| Net interest income | 287,000 | 594,000 | 897,000 | 1,220,000 |
| Noninterest income | 64,000 | 143,000 | 218,000 | 280,000 |
| Noninterest expense | 261,000 | 520,000 | 777,000 | 1,031,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 217,000 | 338,000 | 469,000 |
| Income tax | 24,000 | 58,000 | 109,000 | 184,000 |
| Net income | 66,000 | 159,000 | 229,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,279,000 | 2,322,000 | 2,353,000 | 2,360,000 |
| Total capital | 2,453,000 | 2,496,000 | 2,527,000 | 2,534,000 |
| Risk-weighted assets | 24,387,000 | 23,645,000 | 23,611,000 | 24,626,000 |