Call reports 2002
BANK — 2002
What BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,532,000 | 27,716,000 | 28,767,000 | 29,994,000 |
| Total loans | 21,498,000 | 21,803,000 | 21,591,000 | 23,203,000 |
| Allowance for loan losses | 174,000 | 174,000 | 174,000 | 174,000 |
| Securities available for sale | 27,000 | 24,000 | 23,000 | 1,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,989,000 | 24,202,000 | 25,289,000 | 25,560,000 |
| Interest-bearing deposits | 20,139,000 | 20,486,000 | 21,463,000 | 21,210,000 |
| Noninterest-bearing deposits | 3,850,000 | 3,716,000 | 3,826,000 | 4,350,000 |
| Equity capital | 2,205,000 | 2,263,000 | 2,243,000 | 2,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 864,000 | 1,300,000 | 1,741,000 |
| Interest expense | 188,000 | 370,000 | 553,000 | 723,000 |
| Net interest income | 240,000 | 494,000 | 747,000 | 1,018,000 |
| Noninterest income | 74,000 | 147,000 | 241,000 | 348,000 |
| Noninterest expense | 228,000 | 463,000 | 732,000 | 997,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 86,000 | 178,000 | 256,000 | 359,000 |
| Income tax | 28,000 | 61,000 | 89,000 | 121,000 |
| Net income | 58,000 | 117,000 | 167,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,204,000 | 2,262,000 | 2,242,000 | 2,263,000 |
| Total capital | 2,378,000 | 2,436,000 | 2,416,000 | 2,437,000 |
| Risk-weighted assets | 20,794,000 | 20,744,000 | 20,841,000 | 22,548,000 |