Call reports 2025
PARK STATE BANK — 2025
What PARK STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,433,325,000 | 1,411,702,000 | 1,415,538,000 | 1,485,132,000 |
| Total loans | 885,889,000 | 871,265,000 | 862,997,000 | 894,820,000 |
| Allowance for loan losses | 9,547,000 | 9,021,000 | 9,703,000 | 10,921,000 |
| Securities available for sale | 397,400,000 | 397,646,000 | 425,419,000 | 449,955,000 |
| Securities held to maturity | 709,000 | 662,000 | 660,000 | 660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,243,087,000 | 1,155,517,000 | 1,166,879,000 | 1,218,888,000 |
| Interest-bearing deposits | 1,072,396,000 | 984,050,000 | 988,877,000 | 1,016,617,000 |
| Noninterest-bearing deposits | 170,691,000 | 171,467,000 | 178,002,000 | 202,271,000 |
| Equity capital | 137,954,000 | 144,763,000 | 146,715,000 | 143,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,384,000 | 36,837,000 | 55,048,000 | 73,633,000 |
| Interest expense | 7,453,000 | 14,859,000 | 21,867,000 | 28,933,000 |
| Net interest income | 10,931,000 | 21,978,000 | 33,181,000 | 44,700,000 |
| Noninterest income | 1,855,000 | 3,852,000 | 5,711,000 | 9,506,000 |
| Noninterest expense | 6,662,000 | 13,395,000 | 20,251,000 | 27,857,000 |
| Provision for loan losses | 103,000 | -357,000 | 261,000 | 410,000 |
| Pretax income | 5,938,000 | 12,755,000 | 18,966,000 | 26,618,000 |
| Income tax | 1,636,000 | 3,510,000 | 4,746,000 | 6,068,000 |
| Net income | 4,302,000 | 9,245,000 | 14,220,000 | 20,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,613,000 | 146,853,000 | 147,624,000 | 142,818,000 |
| Total capital | 151,247,000 | 155,955,000 | 157,416,000 | 152,746,000 |
| Risk-weighted assets | 936,180,000 | 923,961,000 | 917,322,000 | 969,765,000 |