Call reports 2024
PARK STATE BANK — 2024
What PARK STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,334,792,000 | 1,378,914,000 | 1,407,524,000 | 1,410,445,000 |
| Total loans | 864,852,000 | 863,944,000 | 890,300,000 | 879,889,000 |
| Allowance for loan losses | 10,278,000 | 9,519,000 | 9,804,000 | 9,472,000 |
| Securities available for sale | 338,108,000 | 372,633,000 | 368,848,000 | 382,376,000 |
| Securities held to maturity | 805,000 | 805,000 | 803,000 | 803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,180,785,000 | 1,143,100,000 | 1,166,189,000 | 1,252,225,000 |
| Interest-bearing deposits | 1,023,229,000 | 986,530,000 | 1,000,134,000 | 1,082,652,000 |
| Noninterest-bearing deposits | 157,556,000 | 156,570,000 | 166,055,000 | 169,573,000 |
| Equity capital | 119,521,000 | 124,186,000 | 130,596,000 | 133,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,922,000 | 33,092,000 | 51,658,000 | 70,186,000 |
| Interest expense | 6,271,000 | 13,577,000 | 21,759,000 | 30,117,000 |
| Net interest income | 9,651,000 | 19,515,000 | 29,899,000 | 40,069,000 |
| Noninterest income | 1,864,000 | 3,836,000 | 5,741,000 | 7,931,000 |
| Noninterest expense | 5,666,000 | 11,995,000 | 19,073,000 | 24,874,000 |
| Provision for loan losses | 0 | -756,000 | -479,000 | -781,000 |
| Pretax income | 5,837,000 | 12,325,000 | 17,258,000 | 23,528,000 |
| Income tax | 1,590,000 | 3,380,000 | 4,718,000 | 6,438,000 |
| Net income | 4,247,000 | 8,945,000 | 12,540,000 | 17,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,777,000 | 129,774,000 | 133,666,000 | 137,014,000 |
| Total capital | 135,170,000 | 139,400,000 | 143,578,000 | 146,589,000 |
| Risk-weighted assets | 943,903,000 | 939,134,000 | 957,316,000 | 949,867,000 |