Call reports 2023
PARK STATE BANK — 2023
What PARK STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,120,094,000 | 1,135,613,000 | 1,196,273,000 | 1,213,096,000 |
| Total loans | 841,972,000 | 840,704,000 | 850,496,000 | 860,138,000 |
| Allowance for loan losses | 10,344,000 | 10,337,000 | 10,180,000 | 10,289,000 |
| Securities available for sale | 174,444,000 | 168,175,000 | 212,057,000 | 219,329,000 |
| Securities held to maturity | 897,000 | 897,000 | 895,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 942,218,000 | 959,772,000 | 1,014,481,000 | 1,075,412,000 |
| Interest-bearing deposits | 773,145,000 | 782,460,000 | 839,714,000 | 910,396,000 |
| Noninterest-bearing deposits | 169,073,000 | 177,312,000 | 174,767,000 | 165,016,000 |
| Equity capital | 103,807,000 | 106,968,000 | 110,401,000 | 115,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,588,000 | 24,165,000 | 37,823,000 | 52,737,000 |
| Interest expense | 1,637,000 | 4,638,000 | 8,710,000 | 13,686,000 |
| Net interest income | 9,951,000 | 19,527,000 | 29,113,000 | 39,051,000 |
| Noninterest income | 2,015,000 | 4,398,000 | 6,133,000 | 8,079,000 |
| Noninterest expense | 6,947,000 | 12,961,000 | 18,024,000 | 25,565,000 |
| Provision for loan losses | 18,000 | 13,000 | -86,000 | 6,000 |
| Pretax income | 5,019,000 | 10,935,000 | 17,330,000 | 21,582,000 |
| Income tax | 1,365,000 | 2,981,000 | 4,746,000 | 5,892,000 |
| Net income | 3,654,000 | 7,954,000 | 12,584,000 | 15,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,604,000 | 114,202,000 | 119,130,000 | 120,233,000 |
| Total capital | 120,068,000 | 124,693,000 | 129,426,000 | 130,637,000 |
| Risk-weighted assets | 880,180,000 | 897,358,000 | 915,524,000 | 921,556,000 |