Call reports 2022
PARK STATE BANK — 2022
What PARK STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,096,464,000 | 1,054,279,000 | 1,077,103,000 | 1,082,644,000 |
| Total loans | 726,867,000 | 746,739,000 | 808,331,000 | 829,856,000 |
| Allowance for loan losses | 5,290,000 | 5,737,000 | 6,491,000 | 7,074,000 |
| Securities available for sale | 195,413,000 | 186,699,000 | 172,943,000 | 173,950,000 |
| Securities held to maturity | 986,000 | 986,000 | 984,000 | 984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 985,729,000 | 946,835,000 | 971,527,000 | 960,527,000 |
| Interest-bearing deposits | 794,541,000 | 752,386,000 | 765,408,000 | 776,155,000 |
| Noninterest-bearing deposits | 191,188,000 | 194,449,000 | 206,119,000 | 184,371,000 |
| Equity capital | 97,161,000 | 96,715,000 | 95,564,000 | 100,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,876,000 | 18,216,000 | 28,932,000 | 40,067,000 |
| Interest expense | 587,000 | 1,188,000 | 1,843,000 | 2,790,000 |
| Net interest income | 8,289,000 | 17,028,000 | 27,089,000 | 37,277,000 |
| Noninterest income | 2,281,000 | 4,491,000 | 6,557,000 | 8,700,000 |
| Noninterest expense | 5,033,000 | 9,914,000 | 16,033,000 | 22,260,000 |
| Provision for loan losses | 500,000 | 945,000 | 1,690,000 | 1,990,000 |
| Pretax income | 5,043,000 | 10,666,000 | 15,929,000 | 21,733,000 |
| Income tax | 1,364,000 | 2,890,000 | 4,315,000 | 5,902,000 |
| Net income | 3,679,000 | 7,776,000 | 11,614,000 | 15,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,996,000 | 99,391,000 | 103,527,000 | 108,041,000 |
| Total capital | 100,286,000 | 105,128,000 | 110,018,000 | 115,115,000 |
| Risk-weighted assets | 763,249,000 | 782,155,000 | 843,861,000 | 868,939,000 |