Call reports 2021
PARK STATE BANK — 2021
What PARK STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,349,000 | 1,073,830,000 | 1,124,495,000 | 1,144,580,000 |
| Total loans | 214,663,000 | 702,587,000 | 679,506,000 | 677,704,000 |
| Allowance for loan losses | 2,718,000 | 4,225,000 | 4,468,000 | 4,709,000 |
| Securities available for sale | 26,550,000 | 176,994,000 | 152,972,000 | 179,211,000 |
| Securities held to maturity | 0 | 2,341,000 | 1,070,000 | 1,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,908,000 | 966,174,000 | 1,012,133,000 | 1,029,778,000 |
| Interest-bearing deposits | 104,000,000 | 764,262,000 | 801,394,000 | 822,619,000 |
| Noninterest-bearing deposits | 109,908,000 | 201,912,000 | 210,739,000 | 207,159,000 |
| Equity capital | 21,575,000 | 95,435,000 | 97,984,000 | 99,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,437,000 | 21,623,000 | 30,205,000 | 39,266,000 |
| Interest expense | 215,000 | 903,000 | 1,416,000 | 1,922,000 |
| Net interest income | 3,222,000 | 20,720,000 | 28,789,000 | 37,344,000 |
| Noninterest income | 716,000 | 4,867,000 | 7,472,000 | 9,772,000 |
| Noninterest expense | 1,791,000 | 14,487,000 | 21,160,000 | 28,646,000 |
| Provision for loan losses | 234,000 | 1,120,000 | 1,345,000 | 1,345,000 |
| Pretax income | 2,427,000 | 10,125,000 | 14,142,000 | 17,598,000 |
| Income tax | 703,000 | 2,683,000 | 3,748,000 | 4,640,000 |
| Net income | 1,724,000 | 7,442,000 | 10,394,000 | 12,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,281,000 | 84,908,000 | 88,158,000 | 91,020,000 |
| Total capital | 21,004,000 | 89,133,000 | 92,626,000 | 95,729,000 |
| Risk-weighted assets | 136,841,000 | 643,981,000 | 661,916,000 | 699,514,000 |