Call reports 2020
PARK STATE BANK — 2020
What PARK STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 165,478,000 | 233,144,000 | 228,031,000 | 222,965,000 |
| Total loans | 128,940,000 | 186,569,000 | 199,008,000 | 192,610,000 |
| Allowance for loan losses | 793,000 | 1,993,000 | 2,177,000 | 2,484,000 |
| Securities available for sale | 17,838,000 | 20,018,000 | 8,001,000 | 11,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,634,000 | 164,612,000 | 163,265,000 | 172,163,000 |
| Interest-bearing deposits | 82,236,000 | 95,708,000 | 96,364,000 | 93,839,000 |
| Noninterest-bearing deposits | 50,398,000 | 68,904,000 | 66,901,000 | 78,324,000 |
| Equity capital | 21,074,000 | 22,554,000 | 19,154,000 | 19,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 6,267,000 | 8,252,000 | 10,797,000 |
| Interest expense | 169,000 | 397,000 | 657,000 | 897,000 |
| Net interest income | 1,735,000 | 5,870,000 | 7,595,000 | 9,900,000 |
| Noninterest income | 277,000 | 1,020,000 | 1,601,000 | 2,133,000 |
| Noninterest expense | 1,168,000 | 3,063,000 | 4,500,000 | 6,036,000 |
| Provision for loan losses | 145,000 | 1,352,000 | 1,544,000 | 1,846,000 |
| Pretax income | 743,000 | 2,560,000 | 5,329,000 | 6,448,000 |
| Income tax | 214,000 | 718,000 | 1,509,000 | 1,867,000 |
| Net income | 529,000 | 1,842,000 | 3,820,000 | 4,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,693,000 | 18,660,000 | 16,622,000 | 17,471,000 |
| Total capital | 17,486,000 | 20,653,000 | 18,128,000 | 19,067,000 |
| Risk-weighted assets | 123,767,000 | 183,207,000 | 119,778,000 | 126,795,000 |