Call reports 2019
PARK STATE BANK — 2019
What PARK STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,287,000 | 138,898,000 | 139,185,000 | 142,443,000 |
| Total loans | 111,316,000 | 118,484,000 | 117,734,000 | 123,438,000 |
| Allowance for loan losses | 424,000 | 487,000 | 608,000 | 650,000 |
| Securities available for sale | 4,239,000 | 3,272,000 | 3,389,000 | 3,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,769,000 | 117,527,000 | 120,100,000 | 123,592,000 |
| Interest-bearing deposits | 65,024,000 | 73,770,000 | 72,368,000 | 80,361,000 |
| Noninterest-bearing deposits | 45,745,000 | 43,757,000 | 47,732,000 | 43,231,000 |
| Equity capital | 17,277,000 | 17,719,000 | 18,140,000 | 18,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,746,000 | 5,677,000 | 7,597,000 |
| Interest expense | 138,000 | 264,000 | 420,000 | 569,000 |
| Net interest income | 1,717,000 | 3,482,000 | 5,257,000 | 7,028,000 |
| Noninterest income | 359,000 | 735,000 | 1,115,000 | 1,396,000 |
| Noninterest expense | 1,105,000 | 2,246,000 | 3,404,000 | 4,547,000 |
| Provision for loan losses | 70,000 | 133,000 | 194,000 | 295,000 |
| Pretax income | 903,000 | 1,845,000 | 2,781,000 | 3,589,000 |
| Income tax | 257,000 | 527,000 | 787,000 | 1,020,000 |
| Net income | 646,000 | 1,318,000 | 1,994,000 | 2,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,268,000 | 14,778,000 | 15,129,000 | 15,565,000 |
| Total capital | 14,692,000 | 15,265,000 | 15,737,000 | 16,215,000 |
| Risk-weighted assets | 99,777,000 | 107,095,000 | 101,787,000 | 107,000,000 |