Call reports 2018
PARK STATE BANK — 2018
What PARK STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 57,640,000 | 140,591,000 | 145,530,000 | 136,586,000 |
| Total loans | 47,932,000 | 108,929,000 | 114,077,000 | 110,385,000 |
| Allowance for loan losses | 237,000 | 237,000 | 280,000 | 354,000 |
| Securities available for sale | 1,437,000 | 5,874,000 | 5,722,000 | 5,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,893,000 | 118,587,000 | 118,369,000 | 115,104,000 |
| Interest-bearing deposits | 27,270,000 | 71,083,000 | 66,940,000 | 65,217,000 |
| Noninterest-bearing deposits | 21,623,000 | 47,504,000 | 51,429,000 | 49,888,000 |
| Equity capital | 8,143,000 | 15,680,000 | 16,364,000 | 16,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 2,259,000 | 4,095,000 | 5,913,000 |
| Interest expense | 72,000 | 162,000 | 296,000 | 404,000 |
| Net interest income | 687,000 | 2,097,000 | 3,799,000 | 5,509,000 |
| Noninterest income | 240,000 | 553,000 | 869,000 | 1,193,000 |
| Noninterest expense | 519,000 | 1,548,000 | 2,641,000 | 3,703,000 |
| Provision for loan losses | 16,000 | 15,000 | 58,000 | 138,000 |
| Pretax income | 392,000 | 1,087,000 | 1,969,000 | 2,864,000 |
| Income tax | 114,000 | 314,000 | 567,000 | 831,000 |
| Net income | 278,000 | 773,000 | 1,402,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,540,000 | 12,437,000 | 13,189,000 | 13,483,000 |
| Total capital | 7,777,000 | 12,674,000 | 13,469,000 | 13,837,000 |
| Risk-weighted assets | 38,126,000 | 95,666,000 | 102,150,000 | 96,381,000 |