Call reports 2017
PARK STATE BANK — 2017
What PARK STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,895,000 | 51,847,000 | 52,753,000 | 61,407,000 |
| Total loans | 36,002,000 | 42,549,000 | 44,026,000 | 48,575,000 |
| Allowance for loan losses | 161,000 | 188,000 | 187,000 | 223,000 |
| Securities available for sale | 1,440,000 | 1,528,000 | 1,510,000 | 1,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,293,000 | 43,874,000 | 44,468,000 | 52,922,000 |
| Interest-bearing deposits | 25,637,000 | 26,027,000 | 27,860,000 | 30,720,000 |
| Noninterest-bearing deposits | 15,656,000 | 17,846,000 | 16,608,000 | 22,202,000 |
| Equity capital | 7,357,000 | 7,601,000 | 7,777,000 | 7,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,206,000 | 1,896,000 | 2,690,000 |
| Interest expense | 37,000 | 93,000 | 158,000 | 228,000 |
| Net interest income | 566,000 | 1,113,000 | 1,738,000 | 2,462,000 |
| Noninterest income | 192,000 | 411,000 | 602,000 | 808,000 |
| Noninterest expense | 477,000 | 984,000 | 1,470,000 | 2,066,000 |
| Provision for loan losses | 38,000 | 64,000 | 63,000 | 100,000 |
| Pretax income | 243,000 | 476,000 | 807,000 | 1,104,000 |
| Income tax | 102,000 | 176,000 | 313,000 | 400,000 |
| Net income | 141,000 | 300,000 | 494,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,808,000 | 7,138,000 | 7,328,000 | 7,528,000 |
| Total capital | 6,971,000 | 7,326,000 | 7,515,000 | 7,751,000 |
| Risk-weighted assets | 27,023,000 | 33,491,000 | 34,360,000 | 38,754,000 |