Call reports 2016
PARK STATE BANK — 2016
What PARK STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,934,000 | 39,115,000 | 44,743,000 | 43,590,000 |
| Total loans | 26,317,000 | 29,127,000 | 31,775,000 | 35,317,000 |
| Allowance for loan losses | 32,000 | 57,000 | 63,000 | 126,000 |
| Securities available for sale | 2,379,000 | 1,202,000 | 100,000 | 1,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,154,000 | 32,369,000 | 37,890,000 | 36,485,000 |
| Interest-bearing deposits | 20,973,000 | 20,739,000 | 23,525,000 | 22,287,000 |
| Noninterest-bearing deposits | 11,181,000 | 11,630,000 | 14,365,000 | 14,198,000 |
| Equity capital | 6,527,000 | 6,502,000 | 6,752,000 | 6,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 937,000 | 1,440,000 | 1,973,000 |
| Interest expense | 25,000 | 45,000 | 72,000 | 96,000 |
| Net interest income | 399,000 | 892,000 | 1,368,000 | 1,877,000 |
| Noninterest income | 131,000 | 273,000 | 400,000 | 547,000 |
| Noninterest expense | 527,000 | 1,167,000 | 1,668,000 | 2,200,000 |
| Provision for loan losses | 32,000 | 57,000 | 63,000 | 130,000 |
| Pretax income | -29,000 | -59,000 | 37,000 | 94,000 |
| Income tax | 1,000 | 1,000 | -149,000 | -117,000 |
| Net income | -30,000 | -60,000 | 186,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,127,000 | 6,113,000 | 6,373,000 | 6,407,000 |
| Total capital | 6,159,000 | 6,170,000 | 6,436,000 | 6,533,000 |
| Risk-weighted assets | 23,615,000 | 22,846,000 | 25,093,000 | 27,163,000 |