Call reports 2015
PARK STATE BANK — 2015
What PARK STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,956,000 | 33,136,000 | 32,060,000 | 42,319,000 |
| Total loans | 26,863,000 | 25,600,000 | 25,635,000 | 25,790,000 |
| Allowance for loan losses | 136,000 | 130,000 | 122,000 | 0 |
| Securities available for sale | 1,891,000 | 2,157,000 | 2,387,000 | 2,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,806,000 | 30,954,000 | 29,797,000 | 35,526,000 |
| Interest-bearing deposits | 20,384,000 | 19,835,000 | 19,881,000 | 21,060,000 |
| Noninterest-bearing deposits | 11,422,000 | 11,119,000 | 9,916,000 | 14,465,000 |
| Equity capital | 2,125,000 | 2,165,000 | 2,251,000 | 6,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 876,000 | 1,293,000 | 394,000 |
| Interest expense | 29,000 | 56,000 | 85,000 | 23,000 |
| Net interest income | 403,000 | 820,000 | 1,208,000 | 371,000 |
| Noninterest income | 120,000 | 229,000 | 351,000 | 103,000 |
| Noninterest expense | 488,000 | 945,000 | 1,451,000 | 507,000 |
| Provision for loan losses | 1,000 | -5,000 | -8,000 | -18,000 |
| Pretax income | 24,000 | 99,000 | 106,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 99,000 | 106,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,125,000 | 2,165,000 | 2,251,000 | 6,277,000 |
| Total capital | 2,261,000 | 2,295,000 | 2,373,000 | 6,277,000 |
| Risk-weighted assets | 22,407,000 | 22,829,000 | 21,133,000 | 23,813,000 |