Call reports 2014
PARK STATE BANK — 2014
What PARK STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,221,000 | 33,573,000 | 33,449,000 | 34,137,000 |
| Total loans | 24,493,000 | 25,348,000 | 26,861,000 | 28,214,000 |
| Allowance for loan losses | 157,000 | 157,000 | 162,000 | 162,000 |
| Securities available for sale | 3,297,000 | 3,350,000 | 2,886,000 | 2,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,477,000 | 29,186,000 | 29,821,000 | 29,356,000 |
| Interest-bearing deposits | 20,210,000 | 20,018,000 | 19,499,000 | 20,048,000 |
| Noninterest-bearing deposits | 9,267,000 | 9,168,000 | 10,322,000 | 9,307,000 |
| Equity capital | 1,852,000 | 1,936,000 | 1,979,000 | 2,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 829,000 | 1,280,000 | 1,749,000 |
| Interest expense | 27,000 | 55,000 | 80,000 | 111,000 |
| Net interest income | 370,000 | 774,000 | 1,200,000 | 1,638,000 |
| Noninterest income | 114,000 | 235,000 | 356,000 | 466,000 |
| Noninterest expense | 459,000 | 954,000 | 1,467,000 | 1,999,000 |
| Provision for loan losses | 6,000 | 2,000 | 7,000 | 7,000 |
| Pretax income | 19,000 | 53,000 | 86,000 | 102,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 18,000 | 52,000 | 85,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,026,000 | 2,056,000 | 2,092,000 | 2,109,000 |
| Total capital | 2,183,000 | 2,213,000 | 2,254,000 | 2,271,000 |
| Risk-weighted assets | 21,191,000 | 22,083,000 | 22,691,000 | 23,821,000 |