Call reports 2013
PARK STATE BANK — 2013
What PARK STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,491,000 | 30,276,000 | 33,063,000 | 32,585,000 |
| Total loans | 20,533,000 | 22,356,000 | 22,158,000 | 22,816,000 |
| Allowance for loan losses | 224,000 | 231,000 | 254,000 | 154,000 |
| Securities available for sale | 4,028,000 | 3,532,000 | 3,798,000 | 3,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,629,000 | 27,662,000 | 31,293,000 | 28,489,000 |
| Interest-bearing deposits | 19,601,000 | 19,455,000 | 22,112,000 | 19,875,000 |
| Noninterest-bearing deposits | 9,028,000 | 8,207,000 | 9,180,000 | 8,614,000 |
| Equity capital | 1,844,000 | 1,678,000 | 1,700,000 | 1,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 709,000 | 1,082,000 | 1,481,000 |
| Interest expense | 26,000 | 51,000 | 75,000 | 100,000 |
| Net interest income | 332,000 | 658,000 | 1,007,000 | 1,381,000 |
| Noninterest income | 106,000 | 222,000 | 337,000 | 445,000 |
| Noninterest expense | 434,000 | 888,000 | 1,347,000 | 1,823,000 |
| Provision for loan losses | 6,000 | 24,000 | 62,000 | 46,000 |
| Pretax income | 6,000 | -13,000 | -46,000 | -24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | -13,000 | -46,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,837,000 | 1,820,000 | 1,876,000 | 2,007,000 |
| Total capital | 2,061,000 | 2,051,000 | 2,130,000 | 2,161,000 |
| Risk-weighted assets | 19,956,000 | 20,305,000 | 20,726,000 | 20,356,000 |