Call reports 2012
PARK STATE BANK — 2012
What PARK STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,874,000 | 30,069,000 | 29,726,000 | 30,173,000 |
| Total loans | 18,694,000 | 18,859,000 | 18,770,000 | 19,071,000 |
| Allowance for loan losses | 305,000 | 290,000 | 231,000 | 221,000 |
| Securities available for sale | 4,341,000 | 4,622,000 | 3,727,000 | 4,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,240,000 | 28,267,000 | 27,884,000 | 28,318,000 |
| Interest-bearing deposits | 20,993,000 | 20,679,000 | 19,329,000 | 19,142,000 |
| Noninterest-bearing deposits | 8,247,000 | 7,588,000 | 8,555,000 | 9,176,000 |
| Equity capital | 1,623,000 | 1,793,000 | 1,833,000 | 1,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 669,000 | 1,015,000 | 1,360,000 |
| Interest expense | 32,000 | 63,000 | 89,000 | 116,000 |
| Net interest income | 303,000 | 606,000 | 926,000 | 1,244,000 |
| Noninterest income | 116,000 | 230,000 | 335,000 | 434,000 |
| Noninterest expense | 420,000 | 853,000 | 1,431,000 | 1,853,000 |
| Provision for loan losses | -10,000 | 5,000 | -61,000 | -72,000 |
| Pretax income | 9,000 | -22,000 | -109,000 | -100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | -22,000 | -109,000 | -100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,609,000 | 1,783,000 | 1,823,000 | 1,833,000 |
| Total capital | 1,844,000 | 2,018,000 | 2,054,000 | 2,054,000 |
| Risk-weighted assets | 18,695,000 | 18,783,000 | 18,530,000 | 18,960,000 |