Call reports 2010
PARK STATE BANK — 2010
What PARK STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,692,000 | 32,048,000 | 31,864,000 | 30,813,000 |
| Total loans | 25,664,000 | 24,395,000 | 23,409,000 | 22,768,000 |
| Allowance for loan losses | 257,000 | 257,000 | 433,000 | 637,000 |
| Securities available for sale | 2,967,000 | 3,448,000 | 2,955,000 | 3,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,572,000 | 29,873,000 | 30,008,000 | 29,586,000 |
| Interest-bearing deposits | 24,029,000 | 23,574,000 | 23,504,000 | 22,933,000 |
| Noninterest-bearing deposits | 6,543,000 | 6,299,000 | 6,504,000 | 6,653,000 |
| Equity capital | 2,007,000 | 2,063,000 | 1,746,000 | 1,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 905,000 | 1,320,000 | 1,704,000 |
| Interest expense | 80,000 | 155,000 | 226,000 | 287,000 |
| Net interest income | 338,000 | 750,000 | 1,094,000 | 1,417,000 |
| Noninterest income | 87,000 | 160,000 | 246,000 | 319,000 |
| Noninterest expense | 404,000 | 813,000 | 1,378,000 | 1,901,000 |
| Provision for loan losses | 15,000 | 40,000 | 275,000 | 648,000 |
| Pretax income | 7,000 | 58,000 | -312,000 | -812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 58,000 | -312,000 | -812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,011,000 | 2,062,000 | 1,741,000 | 1,243,000 |
| Total capital | 2,268,000 | 2,319,000 | 2,038,000 | 1,519,000 |
| Risk-weighted assets | 23,258,000 | 23,517,000 | 23,600,000 | 21,742,000 |