Call reports 2009
PARK STATE BANK — 2009
What PARK STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,455,000 | 30,235,000 | 31,369,000 | 32,515,000 |
| Total loans | 27,553,000 | 26,607,000 | 26,040,000 | 25,821,000 |
| Allowance for loan losses | 351,000 | 308,000 | 388,000 | 325,000 |
| Securities available for sale | 0 | 499,000 | 1,251,000 | 3,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,962,000 | 27,963,000 | 29,173,000 | 30,235,000 |
| Interest-bearing deposits | 22,849,000 | 22,638,000 | 23,407,000 | 23,356,000 |
| Noninterest-bearing deposits | 6,113,000 | 5,326,000 | 5,766,000 | 6,879,000 |
| Equity capital | 2,236,000 | 2,129,000 | 2,069,000 | 2,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 893,000 | 1,330,000 | 1,754,000 |
| Interest expense | 120,000 | 237,000 | 339,000 | 432,000 |
| Net interest income | 335,000 | 656,000 | 991,000 | 1,322,000 |
| Noninterest income | 101,000 | 193,000 | 297,000 | 396,000 |
| Noninterest expense | 416,000 | 853,000 | 1,256,000 | 1,655,000 |
| Provision for loan losses | 27,000 | 422,000 | 519,000 | 615,000 |
| Pretax income | -7,000 | -426,000 | -487,000 | -552,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -426,000 | -487,000 | -552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,236,000 | 2,129,000 | 2,069,000 | 2,004,000 |
| Total capital | 2,545,000 | 2,425,000 | 2,359,000 | 2,311,000 |
| Risk-weighted assets | 24,654,000 | 23,664,000 | 23,105,000 | 24,514,000 |