Call reports 2008
PARK STATE BANK — 2008
What PARK STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,327,000 | 33,085,000 | 32,890,000 | 31,420,000 |
| Total loans | 27,834,000 | 29,960,000 | 29,597,000 | 28,708,000 |
| Allowance for loan losses | 258,000 | 270,000 | 222,000 | 326,000 |
| Securities available for sale | 905,000 | 4,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,419,000 | 28,874,000 | 27,483,000 | 27,189,000 |
| Interest-bearing deposits | 22,842,000 | 23,095,000 | 21,519,000 | 21,251,000 |
| Noninterest-bearing deposits | 5,577,000 | 5,779,000 | 5,964,000 | 5,938,000 |
| Equity capital | 2,306,000 | 2,310,000 | 2,310,000 | 2,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,078,000 | 1,615,000 | 2,128,000 |
| Interest expense | 201,000 | 378,000 | 538,000 | 684,000 |
| Net interest income | 337,000 | 700,000 | 1,077,000 | 1,444,000 |
| Noninterest income | 89,000 | 187,000 | 289,000 | 377,000 |
| Noninterest expense | 417,000 | 825,000 | 1,232,000 | 1,638,000 |
| Provision for loan losses | 6,000 | 18,000 | 46,000 | 162,000 |
| Pretax income | 3,000 | 44,000 | 88,000 | 21,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 44,000 | 88,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,305,000 | 2,310,000 | 2,310,000 | 2,244,000 |
| Total capital | 2,563,000 | 2,580,000 | 2,532,000 | 2,560,000 |
| Risk-weighted assets | 23,735,000 | 26,936,000 | 25,107,000 | 25,231,000 |