Call reports 2007
PARK STATE BANK — 2007
What PARK STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,770,000 | 31,748,000 | 33,689,000 | 33,415,000 |
| Total loans | 26,699,000 | 26,427,000 | 27,008,000 | 27,160,000 |
| Allowance for loan losses | 239,000 | 240,000 | 244,000 | 252,000 |
| Securities available for sale | 1,368,000 | 1,367,000 | 1,677,000 | 2,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,575,000 | 28,563,000 | 30,401,000 | 30,995,000 |
| Interest-bearing deposits | 22,686,000 | 22,410,000 | 23,744,000 | 24,728,000 |
| Noninterest-bearing deposits | 6,889,000 | 6,153,000 | 6,657,000 | 6,267,000 |
| Equity capital | 2,274,000 | 2,242,000 | 2,327,000 | 2,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,086,000 | 1,641,000 | 2,222,000 |
| Interest expense | 210,000 | 426,000 | 657,000 | 914,000 |
| Net interest income | 331,000 | 660,000 | 984,000 | 1,308,000 |
| Noninterest income | 75,000 | 172,000 | 264,000 | 358,000 |
| Noninterest expense | 384,000 | 794,000 | 1,198,000 | 1,620,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 27,000 |
| Pretax income | 19,000 | 32,000 | 41,000 | 19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 32,000 | 41,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,296,000 | 2,265,000 | 2,339,000 | 2,317,000 |
| Total capital | 2,535,000 | 2,505,000 | 2,583,000 | 2,569,000 |
| Risk-weighted assets | 23,478,000 | 23,140,000 | 24,048,000 | 23,968,000 |