Call reports 2006
PARK STATE BANK — 2006
What PARK STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,219,000 | 30,186,000 | 31,445,000 | 31,874,000 |
| Total loans | 23,434,000 | 24,664,000 | 25,189,000 | 26,662,000 |
| Allowance for loan losses | 227,000 | 234,000 | 234,000 | 237,000 |
| Securities available for sale | 1,741,000 | 1,140,000 | 1,356,000 | 1,362,000 |
| Securities held to maturity | 548,000 | 748,000 | 548,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,051,000 | 26,438,000 | 28,449,000 | 28,000,000 |
| Interest-bearing deposits | 19,779,000 | 20,902,000 | 21,382,000 | 21,007,000 |
| Noninterest-bearing deposits | 5,272,000 | 5,536,000 | 7,067,000 | 6,993,000 |
| Equity capital | 2,031,000 | 2,182,000 | 2,212,000 | 2,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 885,000 | 1,379,000 | 1,907,000 |
| Interest expense | 124,000 | 278,000 | 457,000 | 651,000 |
| Net interest income | 302,000 | 607,000 | 922,000 | 1,256,000 |
| Noninterest income | 89,000 | 177,000 | 263,000 | 350,000 |
| Noninterest expense | 387,000 | 765,000 | 1,151,000 | 1,517,000 |
| Provision for loan losses | 3,000 | 10,000 | 11,000 | 22,000 |
| Pretax income | 1,000 | 3,000 | 17,000 | 49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | 3,000 | 17,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,079,000 | 2,232,000 | 2,246,000 | 2,278,000 |
| Total capital | 2,306,000 | 2,466,000 | 2,480,000 | 2,515,000 |
| Risk-weighted assets | 20,730,000 | 21,337,000 | 21,969,000 | 23,391,000 |