Call reports 2005
PARK STATE BANK — 2005
What PARK STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,927,000 | 28,543,000 | 27,950,000 | 27,873,000 |
| Total loans | 21,152,000 | 22,829,000 | 21,533,000 | 22,558,000 |
| Allowance for loan losses | 231,000 | 229,000 | 230,000 | 225,000 |
| Securities available for sale | 1,795,000 | 1,567,000 | 1,558,000 | 1,543,000 |
| Securities held to maturity | 1,098,000 | 547,000 | 547,000 | 548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,392,000 | 25,933,000 | 25,580,000 | 25,723,000 |
| Interest-bearing deposits | 19,221,000 | 19,750,000 | 18,591,000 | 19,501,000 |
| Noninterest-bearing deposits | 5,171,000 | 6,183,000 | 6,989,000 | 6,222,000 |
| Equity capital | 1,975,000 | 1,998,000 | 2,013,000 | 2,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 754,000 | 1,146,000 | 1,565,000 |
| Interest expense | 91,000 | 178,000 | 270,000 | 375,000 |
| Net interest income | 277,000 | 576,000 | 876,000 | 1,190,000 |
| Noninterest income | 84,000 | 169,000 | 263,000 | 358,000 |
| Noninterest expense | 397,000 | 770,000 | 1,139,000 | 1,495,000 |
| Provision for loan losses | 33,000 | 34,000 | 35,000 | 52,000 |
| Pretax income | -57,000 | -55,000 | -32,000 | 5,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -57,000 | -55,000 | -32,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,017,000 | 2,019,000 | 2,043,000 | 2,034,000 |
| Total capital | 2,248,000 | 2,248,000 | 2,273,000 | 2,259,000 |
| Risk-weighted assets | 18,803,000 | 20,091,000 | 19,233,000 | 19,885,000 |