Call reports 2004
PARK STATE BANK — 2004
What PARK STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,322,000 | 28,953,000 | 29,549,000 | 29,348,000 |
| Total loans | 19,399,000 | 20,932,000 | 21,389,000 | 21,561,000 |
| Allowance for loan losses | 164,000 | 169,000 | 173,000 | 197,000 |
| Securities available for sale | 1,992,000 | 2,020,000 | 1,751,000 | 1,738,000 |
| Securities held to maturity | 2,168,000 | 2,168,000 | 2,167,000 | 2,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,684,000 | 24,773,000 | 24,929,000 | 24,509,000 |
| Interest-bearing deposits | 18,509,000 | 18,887,000 | 19,208,000 | 19,051,000 |
| Noninterest-bearing deposits | 6,175,000 | 5,886,000 | 5,721,000 | 5,458,000 |
| Equity capital | 2,046,000 | 1,988,000 | 2,026,000 | 1,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 735,000 | 1,121,000 | 1,515,000 |
| Interest expense | 76,000 | 151,000 | 232,000 | 325,000 |
| Net interest income | 290,000 | 584,000 | 889,000 | 1,190,000 |
| Noninterest income | 85,000 | 184,000 | 269,000 | 360,000 |
| Noninterest expense | 357,000 | 710,000 | 1,081,000 | 1,464,000 |
| Provision for loan losses | 5,000 | 13,000 | 14,000 | 49,000 |
| Pretax income | 13,000 | 45,000 | 63,000 | 37,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 45,000 | 63,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,039,000 | 2,025,000 | 2,030,000 | 1,975,000 |
| Total capital | 2,203,000 | 2,194,000 | 2,203,000 | 2,172,000 |
| Risk-weighted assets | 16,861,000 | 18,800,000 | 19,116,000 | 19,328,000 |